These tips reveal how you will save money and live debt-free this year! Please discuss how coupons help you save money.  This article details ways to save money.  Please take notice if you want to live a debt free year.  There are four ways that I use coupons to help me save money, as outlined below!

1.       Double Couponing

Double couponing can be very time consuming, but it’s also saves the most money.  The more work, the bigger the reward.  Consumers usually look for values in the paper or look for printable coupons based on the item they want to buy.  Then they wait until it is on sale at the store and go to the store to guy the item.  It works well when you know what types of brands you like and you just clip them out and save them until there is a sale.

2.       Free Grocery Store Sites

These sites offer printable coupon that you can bring up on you r computer and print out.   The coupon bug queries its site based on your zip code. It also categorizes the coupon tabs at the top of the page according to, local coupons, card savings, and codes that provide savings such as Wal-Mart and even Barnes and Noble.

3.       Eating Out Couponing Books

The Entertainment Coupon

This is probably the most common type of couponing.  When I want to eat out I quite naturally look for these types of coupons because dining out can be expensive.  It’s almost a treat for consumers with a big family, because of course; the number of people eating out translates to the money you spend. The Book. 

4.       Newspapers

Newspapers are good places to find coupons.  I used to subscribe to the town newspaper for the classifieds and coupons.  The coveted Sunday paper is full of coupons to use at grocery stores.  Krispy Kreme for example, frequently displays coupons.  These coupons are to persuade you to buy a dozen of doughnuts so you can get a doze.  This is still a pretty big saving if you have a huge family, or you need food for an event.


 Have you ever dreamed of becoming the next tech guru, or making millions on a website, just because you have millions of visitors a month. Anyone can work at home with their slippers for pennies with the right idea.

The following are a few ideas on how to start a business for a small amount of money:

1. Tutoring

I’ve been tutoring for over 5 years.  I’ve tutored as a contractor and as a freelancer online.  You can make a good amount of money as a tutor.   You usually need credentials of at least a BA or higher.  I have been a teacher for over 15 years so usually I get the job on the spot.  I have made from 11.00 to 33.00 an hour for tutoring 4-12 hours a week.  The work isn’t steady but if you secure a good assignment in August, it can be dependable.  It’s seasonal so you need to look for at least 2 or 3 different jobs and most companies will do a 1099.  You can easily have your summers off.

    2. Service Related

Service related businesses are great businesses that you can create one online.  One good thing about these businesses is that you can create an online and offline presence.  For example, you can create a web page to organize your business while gathering orders face to face as well.  These businesses include pet sitting, cleaning, lawn services, and even barbering.  If your rates are reasonable your profits are limitless.  School is an option but not needed to get started.  A small amount of skill will compensate while you are opening your doors.

     3. Webprenuer

For the tech savvy, web based businesses can be a gold mine.   The lower the cost of the service; the more money you can make.  For example, free sites can make the most money because they concentrate on bringing users to the site and get paid for those visitors.  The web offers access to billions of people and customers around the world.  You can crate a website for free using free websites.  I am creating a few websites using and Webs and Weebly.   I plan to upgrade the websites once they start making money.  But it is a great way to test the waters.  Not every good idea is profitable, and it’s better to loose a few dollars in hosting than thousands in renting a building.

     4. Writing

All you need to start a writing service is skill as well.  There are many people in need of article and easy writing.  There are thousands writing services on the internet.  I find that speed and low price is what buyers look for.  You can post on  Fiverr  or Craigslist and the work will pour in. 

The satisfaction that comes with creating your own business is priceless, and it can provide job security in a good or bad economy.
Start blogging by creating a new post. You can edit or delete me by clicking under the comments. You can also customize your sidebar by dragging in elements from the top bar.